The same consult Azat gives in person: questions about your life, miles, money and credit history — then 1-3 real in-stock cars, a lease-or-finance verdict, and every decision explained. The numbers come from the catalog engine, not from ads.
Five question blocks: life and needs, miles and ownership, money, credit profile, taste. Answers open only the branches that apply to you, so you see 18-30 questions, not all of them. The lease-or-finance verdict is assembled from your own answers, and every explanation line was written by the broker, not generated. Cars come only from live inventory with real bank programs; payments are computed by the same engine as the calculator on every car page.
Honesty beats conversion: the test tells a first-time buyer plainly which banks will not approve them and why, never recommends an EV without home charging, and says so when nothing honestly fits the budget.